Bank Levies and Property Liens

Bank Levies and Property Liens — plain‑English guide. This article explains what this enforcement tool is, when it’s used, how it works, what documents to gather, and practical steps to reduce risk while keeping the ledger accurate.

Levies. Agencies or courts can seize funds from bank accounts for arrears; some funds may be exempt—know your state rules.

Liens. Recorded liens attach to real property and can hinder sales or refinancing until satisfied or released.

Prevention. Keep arrears low with plans; maintain separate accounts for exempt funds and respond quickly to notices.

Bottom line. Courts and agencies decide with documents and predictable procedures. If you prepare cleanly, meet deadlines, and route money through official channels, you’ll reduce conflict and stay compliant.