Wage Garnishment / Income Withholding Orders

Wage Garnishment / Income Withholding Orders — plain‑English guide. This article explains what this enforcement tool is, when it’s used, how it works, what documents to gather, and practical steps to reduce risk while keeping the ledger accurate.

Definition and scope. An Income Withholding Order (IWO) directs an employer to deduct support from wages and send it to the State Disbursement Unit (SDU). It can cover current support and monthly arrears installment and often applies to bonuses and severance with proper language.

Timing and implementation. Payroll needs a cycle or two to implement. Keep paying via portal until the first deduction posts on your stub and at the SDU.

Job changes. Notify the agency within a few days of any new employer. Bridge with portal payments while the IWO transfers to avoid arrears spikes.

Bottom line. Courts and agencies decide with documents and predictable procedures. If you prepare cleanly, meet deadlines, and route money through official channels, you’ll reduce conflict and stay compliant.